Credit Risk Data Analyst

Responsibilities:
* Design and implement data-driven strategies to manage and mitigate credit risk across various customer segments
* Develop and refine rule-based systems to proactively identify and prevent financial losses
* Conduct deep-dive investigations into complex or high-impact cases to uncover root causes and inform future strategy
* Collaborate with engineering and product teams to enhance control systems and deploy real-time risk solutions
* Analyze large datasets to uncover trends, optimize credit strategies, and identify emerging risk patterns
* Build dashboards and visualizations to monitor key performance indicators and track strategy effectiveness
* Present insights and strategic recommendations to stakeholders across technical and business functions
* Within 6-12 months, lead efforts to design and manage credit strategies that reduce losses while maintaining a positive customer experience
* Partner with product and engineering teams to deploy efficient, scalable credit risk controls
* Deliver compelling presentations of findings tailored to various stakeholder levels

Qualifications & Skills:
* 3+ years of experience in risk analytics, data science, or data analysis, preferably in fintech or online payments.
* Bachelor's degree in a relevant field, such as Computer Science, Engineering, Mathematics, Statistics, Data Mining.
* Strong proficiency in SQL, Python, and Excel, including data science libraries.
* Experience working with large-scale datasets and applying statistical methods to solve business challenges.
* Ability to translate complex analytical results to diverse audiences, including executives and technical teams
* Comfortable navigating ambiguity and steering projects toward clear, testable, and impactful outcomes
* Experience with dashboarding tools like Tableau for visual storytelling and performance tracking
* Familiarity with DBT, AWS, credit products, and rule-based payment systems is highly preferred!
* Strong communication and project management skills.

Impellam Group and its brands are equal-opportunity employers committed to diversity and inclusion. All qualified applicants will receive consideration without regard to race, color, religion, gender, sexual orientation, pregnancy or maternity, national origin, age, disability, veteran status, or any other factor determined to be unlawful under applicable law. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application, interview process, pre-employment activity, and the performance of crucial job functions.

If you require additional disability considerations, modifications, or adjustments please let us know by contacting HR-InfoImpellamNA@impellam.com or fill out this form to request accommodations.